Deposit Rates

NOW Account, Savings and Money Market Rates

Rates As Of:  06/03/2010

Deposit Rates
Account Type  From  To  Interest Rate  APY
Platinum Preferred Account $0 $9,999,999 0.15% 0.15%
Riverside Account $0 $24,999 0.10% 0.10%
$25,000+ $9,999,999 0.15% 0.15%
Junior Savers Club $0+ $9,999,999 0.20% 0.20%
Teen Money Management Savings Account $0 $9,999,999 0.45% 0.45%
Savings Account $0+ $9,999,999 0.15% 0.15%
Heritage Money Market Account $0 $4,999 0.10% 0.10%
$5,000 $49,999 0.35% 0.35%
$50,000 $99,999 0.55% 0.55%
$100,000 $499,999 0.75% 0.75%
$500,000 $999,999 1.05% 1.05%
$1,000,000 $9,999,999 1.14% 1.15%

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings. There is no minimum balance required to open a N.O.W., Savings or Money Market account.

Fixed Rate Category Certificates of Deposit

Rates As Of:   06/03/2010

 Regular Rate        
 Term Minimum Deposit  Interest Rate  APY
3 Months $1,000 0.10% 0.10%
4-6 Months $1,000 0.20% 0.20%
7-12 Months $1,000 0.50% 0.50%
13-18 Months $1,000 1.00% 1.00%
19-24 Months $1,000 1.34% 1.35%
25-30 Months $1,000 1.64% 1.65%
31-36 Months $1,000 1.64% 1.65%
37-48 Months $1,000 1.98% 2.00%
49-60  Months $1,000 2.13%

2.15%

 

 Founder's        
 Term  Minimum Deposit  Interest Rate  APY
3 Months $1,000 0.35% 0.35%
4-6 Months $1,000 0.45% 0.45%
7-12 Months $1,000 0.75% 0.75%
13-18 Months $1,000 1.24% 1.25%
19-24 Months $1,000 1.59% 1.60%
25-30 Months $1,000 1.88% 1.90%
31-36 Months $1,000 1.88% 1.90%
37-48 Months $1,000 2.23% 2.25%
49-60 Months $1,000 2.37% 2.40%
   

   CD SPECIAL: $5,000 MINIMUM DEPOSIT

   **RELATIONSHIP SPECIAL**

 TERM

 RATE

 A.P.Y.

 TERM

 RATE

 A.P.Y.

 15 MONTHS

 1.05%

 1.05%

15 MONTHS 

 1.29%

1.30% 

   

   **AN ACTIVE CHECKING ACCOUNT IS RQUIRED FOR ABOVE SPECIALS**

 A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00. Fees may reduce earnings. Please contact a personal banker for additional information.

For current rate information call (708) 447-3222.

Member FDIC